FRLA Insurance Solutions

FRLA has scoured the state, vetted the players, and found the group that is the best in class to handle FRLA member’s insurance needs. We encourage you to allow them to provide an expert second opinion on your insurance. Our expert Council consists of 10 separate agencies with over 200 years of individual brokerage experience and more than $100,000,000 in premiums in the hotel and restaurant field. We have the perfect match for every member of FRLA, whether large or small.

The industry is made up of many different segments and sizes, and insurance is not a “one-size fits all”. Each member of the Council is a highly qualified agent with extensive experience in hospitality and can provide an expert second opinion for your business. Please contact the agent or agents who best suit your business needs.

In today’s economy, making sure you are properly insured at the right price, with the right companies is more important than ever. Check out the credentials and expertise of FRLA’s Insurance Council. And remember, FRLA Insurance Brokers are all Allied members and significant sponsors of the Association, so all of your insurance dollars are working hard for you and backing your investment in the Florida Restaurant & Lodging Association.

	Ashley Bacot ProvInsure 9700 International Dr. Orlando, FL 32819 407-370-0776 abacot@provinsure.com	The ProvInsure agency grew out of the Rosen Hotels and Resorts risk management department. Rosen is one of the largest independent owners of Hotels and Restaurants in Florida. ProvInsure knows your business because it is also their business.	Specialing in hotels, restaurants & allied businesses
	Adam Besnard Besnard & Associates Insurance 16506 Pointe Village Drive Suite 103 Lutz, FL 33558 877 200 1718 abesnard@besnardinsurance.com	Besnard specializes in custom insurance programs for restaurant chains, franchises and associations. Founded in 1979, they handle insurance for some of the largest nationwide franchises and have a reputation to deliver expert solutions. Workers Comp, Property, Liability, Hired/Non-Owned Auto, EPLI and various other products such as Bonds and Umbrellas.	Specializing in Restaurant Chains/Franchise
	Tom Cleary Sihle Insurance Group 2653 McCormick Drive Clearwater, FL 33759 727-450-6640 tcleary@sihle.com	With a specialty in property/casualty placements, this agency provides for lodging establishments of all sizes, from Superior Small Lodging properties to multi unit owners/operators to large freestanding resorts of any size, as well as established independent restaurants/franchisees with under 10 locations. Worker's Compensation for any FRLA member with 10 lives or more.	Specializing in hotels and restaurants
	Jim Duncan Rogers, Guntner, Vaughn Insurance 1117 Thomasville Road Tallahassee, FL 32303 1-800-893-7242 jduncan@rgvi.com	Rogers, Gunter, Vaughn Insurance is a locally owned, Tallahassee agency that helps businesses throughout Florida . RGVI goes beyond the traditional sale of insurance to improve the client’s bottom line by providing long-term plans.	Specializing in independant restaurants
	Tony Davenport Restaurant Programs of America, LLC 4500 PGA Blvd Suite 301B Palm Bch Gardens, FL 33418 (561) 691-4710 tonyd@rpamerica.com	Restaurant Programs of America is a dynamic insurance agency chosen by America’s finest restaurants for their experience, focus and integrity. Tony Davenport has specialized in the hospitality insurance industry in Florida since 1985 customizing restaurant programs for all restaurants from independently owned operations to multi-location enterprises, both locally and nationally.	Specializing in restaurants
	Frank Lauria FDA Services Inc. 1113 E. Tennessee St. Tallahassee, FL 32308 866-822-1753 insurance@fdaservices.com	Specializing in Smaller, Independent Businesses FDA Services Inc. can help, even if you have 10 employees or less. Providing group & individual health, life insurance, Disability Income, Long-term care, Workers Compensation, Commercial Property/Liability, Liquor Liability and Employment Practices Liability (EPLI).	Specializing in Small Hospitality Businesses
	Sandra McQuinn HBA Insurance Group 2500 NW 79th Ave. Suite 101 Miami, FL 33122 305-926-7599 smcquinn@hbains.com	The Hospitality Industry must address complex issues of supply and demand, competition and finance. Our clients require strategic analysis, indepth research and guidance. Committed to offering ALL insurance products for Restaurants, Chains, Hotels, Resorts and related Industry Companies. We provide competitive pricing and comprehensive risk management.	Specializing in hotels and franchise restaurants
	Jennifer Osgood Kuykendall Gardner 1560 Orange Avenue, Suite 750 Winter Park, FL 32789 407-893-3879 josgood@kgbroker.com	Kuykendall Gardner Risk & Insurance Brokers, specializes in risk management for the hospitality industry & their suppliers/vendors with concentration on middle to large market risks, and offers coverages including Property, GL, Liquor Liability, Worker’s Compensation, Employment Practices Liability & Commercial Auto. Full service agency including, but are not limited to, Business Insurance, Employee Benefits and 401k.	Specializing in large Allied/Supplier
FHM Insurance Company is the ONLY workers comp carrier dedicated to the hospitality industry and endorsed by the Florida Restaurant & Lodging Association. Founded in 1954 FHM is one of the oldest and most experienced workers comp companies in the Southeast leading the industry in delivering the “lowest ultimate cost” in workers compensation through cutting-edge cost containment, loss control, fraud and safety programs. FHM Insurance Company proudly supports the FRLA Insurance Council. www.fhmic.com
For more than a decade, Monitor Liability Managers, LLC has provided Directors, Officers and Corporate Liability (D&O and Employment Practices Liability (EPL) Insurance to the restaurant and hospitality industry. Monitor offers exceptional value and exclusive benefits for FRLA members. Monitor is a member company of the "A" rated W. R. Berkley Corporation, Monitor issues policies through two carriers, Carolina Casualty Insurance Company and Admiral Insurance Company. Monitor is a member of and proudly supports the FRLA Insurance Council. Contact a FRLA Insurance Council agent and ask for a FRLA Employment Practices Liability Insurance Program quote. Visit www.monitorliability.com/frla.0.html for more information.

For additional information about the FRLA Insurance Council, contact insurance@frla.org